Financial Resources
Trusted external resources
Every consumer and business owner should know these sources exist.
Consumer credit
- AnnualCreditReport.com — The only federally authorized source for free credit reports from all three bureaus.
- Consumer Financial Protection Bureau — Consumer protection, complaints, and educational resources.
- Federal Trade Commission — Credit — Federal consumer education on credit, loans, and debt.
Consumer credit bureaus
- Equifax — Personal credit report and dispute portal.
- Experian — Personal credit report and dispute portal.
- TransUnion — Personal credit report and dispute portal.
Business credit bureaus
- Dun & Bradstreet — PAYDEX score and D-U-N-S registration.
- Experian Business — Business credit reports and Intelliscore Plus.
- Equifax Business — Business credit reports and risk scores.
Regulatory & rights
- Fair Credit Reporting Act (FCRA) — Your rights around what appears on your credit report.
- Credit Repair Organizations Act (CROA) — Federal law governing credit repair companies.
- Fair Debt Collection Practices Act (FDCPA) — Your rights when dealing with debt collectors.